Take advantage of your home's equity
Dreaming of a home renovation, making a gift, or even a second property? Your home equity could be the key! Let's explore how to unlock those possibilities.
Make a free, no-obligation online appointment. You will immediately see the possibilities in my calendar.
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How does it work to tap into my home equity?
Unlock the power of your home equity! It's the difference between your home's value and what you still owe on your mortgage. This valuable asset can be used for a variety of purposes, such as financing home improvements, purchasing a second property, or supplementing your retirement income.
Buy a new or second home
Dreaming of a bigger home, a vacation getaway, or helping your child get on the property ladder? You can use your home equity to achieve those goals! Whether you increase your existing mortgage or take out a second mortgage, that equity can become the down payment on your new property.
One of the smart ways to use your home equity is to lower your mortgage payments for that second property. By reducing your monthly outlay, you'll have more financial freedom to pursue your goals, whether it's investing in a property that better suits your lifestyle or simply having more disposable income.
Learn more about buying your next home.
Supplement your pension
Enjoy a more comfortable retirement without downsizing! Your home equity can provide extra income to supplement your pension. By increasing your mortgage or taking out a reverse mortgage, you can access those funds and enjoy greater financial security in your golden years.
I would be happy to tell you more in a personal conversation. Make a free, no-obligation online appointment.
Save on your monthly expenses
If your mortgage debt is less than the value of your home, your mortgage lender is less at risk. You can take advantage of this:
- You may be eligible for interest rate discounts
- You can increase your mortgage and use it to pay off expensive loans.
- You can refinance your mortgage.
During a free online orientation I would be happy to explain the various options available to you.
Renovate or make your home more sustainable
Use the excess value of your home to remodel or make it more sustainable. By increasing your mortgage, you can invest in a new kitchen, bathroom or extra room, for example.
Transform your home into the space you've always dreamed of! Use your home equity to finance renovations, whether it's a stunning new kitchen, a luxurious bathroom, or an extra room for a growing family. Increasing your mortgage can provide the funds you need to create the perfect home for your lifestyle.
Learn more about remodeling and making your home more sustainable.
Shariff Roling | Mortgage advisor
Ask me anything!
Check out the frequently asked questions or contact me. I'd love to think with you!
Mail to: info@rolingsadvies.nl
Or call: +31 15 700 9756
Frequently asked questions about leveraging your home equity
There are costs associated with modifying your mortgage, such as notary fees, appraisal fees, and advisory and brokerage fees. I will give you a clear overview of all costs so you know where you stand.
That depends on how you use the excess value. If you increase your mortgage, your monthly payments may increase. With an 'opeethypotheek', you can choose to make no monthly repayments, which keeps your monthly expenses the same. I'd be happy to discuss all the options with you.
I can arrange an appraisal for you to determine the current market value of your home. Based on this appraisal and your current mortgage debt, I will calculate the home equity value.
Yes, even if you are retired, you can take advantage of your home equity value. There are specific mortgage products for retirees, such as the 'opeethypotheek', that help you generate additional income from your home.
Although it is not mandatory, I strongly recommend seeking mortgage advice. Leveraging home equity value is an important financial decision with long-term consequences. I'll help you make the best choices, tailored to your situation and needs.
100% independent advice
Your financial situation is unique, so your mortgage should be too. We search through mortgages from 35+ lenders to find your perfect match, ensuring you get the best possible rates and terms for your specific needs and goals.
More than 35+
mortgage lenders
Your financial situation is unique, so your mortgage should be too. We search through mortgages from 35+ lenders to find your perfect match, ensuring you get the best possible rates and terms for your specific needs and goals.
Turn your housing dreams into reality with your home equity. Curious about your options?
Completely non-binding and free of charge!