Mortgage refinance

Refinance your
mortgage:
Save on interest and improve your terms!

Want lower monthly payments, take advantage of a competitive interest rate or make your mortgage more compatible with your life?

As a licensed mortgage advisor at Roling Advies, I'll help you with expert and personalized advice on switching your mortgage. Find out how you can switch to a low-cost mortgage, penalty-free or low-cost, and create financial space. Consider situations such as scoring a lower interest rate when the market is favorable, combining it with withdrawing your excess value, or modifying your mortgage and future-proofing it.

 

I give you personal advice and arrange the mortgage, so you can benefit worry-free.

10 years active in Delft | also online mortgage advice

Independent Advice | comparison of all mortgage lenders

Personal & fast | response within(2)4 hours

Why you choose
Roling Advies

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Advantages of
mortgage refinance

Refinancing your mortgage offers immediate benefits: lower monthly payments, better terms and more flexibility. By switching to a new mortgage lender, you can take advantage of current low interest rates, especially if your current interest rate is higher.

This can save hundreds of dollars a year. In addition, you can reduce penalty interest rates by smart timing, and you often get additional options such as interest rate mediation or converting your existing mortgage to better fit your future. A better-fitting mortgage increases your financial security and provides peace of mind.

At Roling Advies I calculate what refinancing will yield for you and advise on the best moments, always within the AFM guidelines for careful advice.

  • Lower monthly costs: Reduce current low interest rates & penalty interest rates.
  • Better conditions: Interest mediation and a suitable mortgage
  • Personal: Appropriate advice for you
When and how to refinance:

Calculate your penalty interest
and new interest

Switching is smart if the market interest rate is lower than your current rate, or if you want to adjust to changes such as a higher income or sustainability.

You can transfer your mortgage to a new provider, often with penalty interest for early repayment, but this is deductible and often quickly recouped. I'll help you calculate the penalty interest and compare providers for the most competitive interest rates.

For annuity or linear mortgages is easy to refinance, and with
repayment-free you can take parts with you. Depending on your situation, you can borrow up to 100% of the house value, or more in case of sustainability.

I create a personalized plan that fits your income, wishes and Dutch mortgage rules, including options such as interest rate discounts for energy-efficient homes.

Read what other
startups think of
Roling Advies

5.0

Thanks to Roling Advies I transferred my mortgage to a lower interest rate.
The penalty interest was quickly recovered and my monthly costs fell by 250 euros. I really recommend it!

Peter, Amsterdam

The advice was clear and personal. WE closed with sustainability, got an interest rate discount and now feel financially ready for the future, Thanks!

Family de Boer, Utrecht

Start refinancing and save

Future-proof your mortgage
with my expertise at Roling Advies!

I handle the advice, mediation and application for a mortgage that's right for you, always with your financial duty of care in mind. Schedule a free consultation now and find out how you can benefit from lower interest rates, better terms and more savings.

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Frequently asked questions

How do I request mortgage advice?

Requesting online mortgage advice is very easy. Schedule an free introductory meeting in my calendar through the website, send an e-mail to info@rolingadvies.nl/en or call me directly at 015-7009756. During the online introductory meeting, we briefly discuss your financial situation and housing needs.

How much mortgage can I get?

You can calculate your maximum mortgage with the handy mortgage calculator tool. This calculator tool gives you an indication of how much you can borrow for your new home. Want more insight into your personal situation, make an appointment without obligations. I would be happy to help!

How long does the process of applying for a mortgage take?

The first step, making a non-binding introductory appointment, is quick. Plan easily an appointment in my calendar through the website, send an e-mail to info@rolingadvies.nl/en or call me directly at 015-7009756

 

The mortgage process, from application to final approval, typically takes 3-4 weeks. However, the exact timeline varies depending on your individual circumstances and the parties involved, such as the lender and insurer.

What are the costs of mortgage advice?

Working transparently and honestly is very important to me. That is why I use fixed rates for mortgage advice. Within this rate I arrange everything around the mortgage application for you, including advice and insurance. No unexpected or hidden costs. Please refer to the vergelijkingskaart.

What are the current interest rates?

Are you looking for the lowest mortgage rates at the best terms? View and compare current mortgage rates from lenders in the Netherlands.

Do you have other questions? Please contact me. I'd love to help you!