Independent online
Mortgage advice
Are you buying a home for the first time? Or do you want to move on to your next home or refinance your mortgage? With personal and independent financial and mortgage advice, you will soon be living carefree in your dream home.
- Independent advice | Comparison of all mortgage lenders
- Personal & fast | Response within (2)4 hours
- One flat rate | No hidden fees
What do you need
financial advice for?
Taking out a mortgage is a big step, perhaps one of the biggest financial decisions in your life. As your mortgage advisor, I'll make sure you make the right choices. I'll answer all your questions, communicate with the banks and make sure all the paperwork is in order.
Why you choose
Roling Advies
financial advice
us on average
advice
Close your
mortgage in 5 steps
1
Orientation
2
Inventory
3
Analysis & advice
4
Application
5
Aftercare
More than 35+
mortgage lenders
Your financial situation is unique, so your mortgage should be too. We search through mortgages from 35+ lenders to find your perfect match, ensuring you get the best possible rates and terms for your specific needs and goals.
More than 35+
mortgage lenders
Your financial situation is unique, so your mortgage should be too. We search through mortgages from 35+ lenders to find your perfect match, ensuring you get the best possible rates and terms for your specific needs and goals.
Shariff Roling | Owner & mortgage advisor
Buying a home should be a fun event from which you get a lot of positive energy. I relieve you of all the financial stress in the purchase process and provide the necessary guidance so you can start living carefree.
Join over 600
homeowners who have chosen Roling Advies
5.0
They make the whole process of buying your own home feasible and much less stressful than you think. Shariff has tons of knowledge and experience, and comes up with clever ideas himself that fit our situation exactly.
Rick
My mortgage application was approved smoothly and quickly, which, as a first-time buyer, felt like a huge win. Their dedication meant I could focus on decorating my perfect home, knowing the financial side was in incredibly capable hands.
Julia
Forthright, honest
& dedicated
"I believe a successful meeting always includes some laughter! My goal is to make your experience as enjoyable as possible, by working collaboratively to find solutions and guiding you through every step of the process. I take my work seriously, but I also believe in creating a relaxed and friendly atmosphere."
Frequently asked questions
about mortgage advice
Requesting online mortgage advice is very easy. Schedule an free introductory meeting in my calendar through the website, send an e-mail to info@rolingadvies.nl/en or call me directly at 015-7009756. During the online introductory meeting, we briefly discuss your financial situation and housing needs.
You can calculate your maximum mortgage with the handy mortgage calculator tool. This calculator tool gives you an indication of how much you can borrow for your new home. Want more insight into your personal situation, make an appointment without obligations. I would be happy to help!
The first step, making a non-binding introductory appointment, is quick. Plan easily an appointment in my calendar through the website, send an e-mail to info@rolingadvies.nl/en or call me directly at 015-7009756.
The mortgage process, from application to final approval, typically takes 3-4 weeks. However, the exact timeline varies depending on your individual circumstances and the parties involved, such as the lender and insurer.
Working transparently and honestly is very important to me. That is why I use fixed rates for mortgage advice. Within this rate I arrange everything around the mortgage application for you, including advice and insurance. No unexpected or hidden costs. Please refer to the vergelijkingskaart.
Are you looking for the lowest mortgage rates at the best terms? View and compare current mortgage rates from lenders in the Netherlands.
Fixed rate:
Advantages:
- Stable monthly costs: Your monthly mortgage payments remain the same throughout the term of the fixed-rate mortgage, providing predictability and financial security.
- Protection against interest rate increases: If market interest rates rise, your interest rate will not change, protecting you from higher fees.
Disadvantages:
- Less flexible: You do not benefit from any decrease in interest rates during the fixed rate period.
- Higher interest rates: Generally, fixed rates are higher than variable rates because you are paying for the security of stable monthly payments.
- Penalty interest when repaying early or moving: If you want to make additional repayments or refinance your mortgage during the fixed-interest period, the bank may charge penalty interest.
Variable interest rate:
Advantages:
- Lower start-up costs: The variable interest rate is usually lower than the fixed rate, which can result in lower monthly costs at the start.
- Flexibility: When interest rates fall, your monthly expenses benefit immediately.
- Less penalty interest: When repaying early or moving, the costs are often lower or zero.
Disadvantages:
- Uncertainty: Your monthly expenses may increase as interest rates rise, which puts you at risk of higher monthly expenses.
- Financial planning: It is more difficult to plan your monthly budget because expenses can vary.
- Higher costs when interest rates rise: If interest rates rise significantly, your monthly expenses can weigh unexpectedly on your finances.
- Lower maximum borrowing capacity: Variable-rate mortgages charge a higher (notional) interest rate, so you may be able to borrow less, especially at a variable rate.